Asset-Based Lending
Introductions for businesses exploring credit supported by eligible business assets.
02 / Commercial finance
Lender introductions
The financing need defines the search.
A useful lender introduction begins with the business behind the requirement. Kalder connects companies with potentially suitable lenders for asset-based facilities, equipment finance and working capital.
Financing for
the work ahead.
The use of funds, the business profile and the lender’s criteria guide the introduction. We begin with what you need to finance and why.
Equipment Finance
Introductions for businesses investing in the equipment their operations require.
Working Capital
Introductions for businesses seeking credit to support operating requirements and cash-flow needs.
Other commercial credit requirements can be discussed at the outset.
The assignment
A considered approach
to lender access.
Establish the requirement.
Understand the financing purpose, approximate amount, timing and the business behind the request.
Consider lender fit.
Identify lenders whose criteria may align with the business profile and proposed use of funds.
Prepare the introduction.
Clarify the relevant context and the information needed for an initial lender conversation.
Connect the parties.
Facilitate an introduction so your business and the lender can assess the requirement directly.
Start with
the essentials.
The first conversation establishes the requirement. A concise overview gives us the context to assess whether a lender introduction may be relevant.
- Business overview
- Purpose of financing
- Approximate amount
- Business location
- Required timing
Our role
Access to lenders.
Clarity on responsibilities.
Kalder identifies potential lending connections and facilitates introductions. The lender determines eligibility, underwriting, facility terms and approval. The scope and terms of any engagement with Kalder are agreed separately.
Further detail
Before
we begin.
Is Kalder the lender?
Kalder facilitates lender introductions. Any financing is provided by the lender, which carries out its own assessment and sets its own terms.
Which requirements can we discuss?
Asset-based lending, equipment finance, working capital and other commercial credit needs. We begin by determining whether your requirement is within the scope of an introduction.
Does an introduction assure approval?
No. Eligibility, underwriting, facility structure, pricing and approval remain with the lender.
What should the initial inquiry include?
A short business overview, the financing purpose, approximate amount, location and timing. Financial documents and sensitive identifiers can be addressed through an appropriate channel after the initial conversation.
Begin the conversation
What does your next move require?
Share the financing purpose, approximate amount and timing.